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Website terms

Information, not engagement advice

General information

This website and the RJGR Risk Navigator provide general information about risk management, Basel frameworks and RJGR services. Nothing on the site is legal, regulatory, accounting, tax or investment advice.

No professional relationship

Using the website, emailing RJGR or using the Risk Navigator does not create a client, adviser or fiduciary relationship. A professional engagement begins only when both parties execute written terms defining scope, responsibilities, fees, confidentiality and reliance.

Regulatory information

Regulation depends on jurisdiction, institution, permissions and effective date. Users must verify requirements against current primary sources and obtain appropriately qualified advice. RJGR does not warrant that general educational content is complete or suitable for a specific decision.

Confidentiality

Do not submit confidential, proprietary, personal or security-sensitive information through the public chatbot. Use an agreed secure channel after engagement acceptance.

Specialist network

Services outside the founder’s verified core expertise may be delivered through appropriately qualified specialists. Availability and accountability will be confirmed in writing before an engagement.

Intellectual property and availability

RJGR website content may not be reproduced commercially without permission. We may update, suspend or withdraw website features without notice.