Basel & capital
Basel II, Basel III and Basel 3.1 readiness, IRB frameworks, capital adequacy, ICAAP, stress testing and regulatory remediation.
London-based · Global delivery
Understand risk.
Strengthen decisions.
Full-spectrum risk advisory and AI-enabled analytics for banks, fintechs and regulated businesses—from Basel and financial risks to operational resilience, climate and emerging technology.
What we solve
One advisory platform. The full risk agenda.
Each engagement is led by the right domain specialist and connected across risk types, regulation, data, technology and implementation.
Credit & IFRS 9
Credit-risk frameworks, PD, LGD, EAD and CCF modelling, IFRS 9 impairment and portfolio analytics.
Model risk & validation
Independent development review, validation, monitoring, back-testing, recalibration and implementation assurance.
Market & liquidity risk
Market risk frameworks, valuation and sensitivities, liquidity, funding, ALM, ILAAP and treasury analytics.
Operational risk & resilience
Operational-risk frameworks, scenarios, controls, third-party risk, cyber resilience and business continuity.
Climate, physical & nature risk
Physical and transition-risk assessment, climate scenarios, portfolio impacts, disclosures and integration.
AI risk & automation
Responsible AI governance, automated controls, monitoring, reporting and decision support.
Enterprise, data & regulatory change
ERM, risk appetite, data lineage and quality, regulatory gap assessment and remediation tracking.
Risk management in banking
Integrated risk frameworks connecting governance, capital, financial and non-financial risks across the bank.
How we work
From complex regulation to a decision you can defend.
Our work connects regulation, data, models, controls and implementation. The output is not another report—it is a clear path to action, with evidence your stakeholders can follow.
Bring us your hardest risk question ↗- 01Frame
Define the decision, regulatory context and standard of evidence.
- 02Diagnose
Interrogate data, methodology, process and governance.
- 03Build & challenge
Develop the solution and test where it can fail.
- 04Embed
Transfer capability, controls and a practical roadmap.
AI-enabled tools
Practical intelligence, not black-box theatre.
Modular accelerators designed around explainability, human oversight and your existing risk framework.
CONCEPT MODULE 01
Model Health Monitor
Track discrimination, calibration, stability and drift with transparent diagnostics.
Configured to your use caseCONCEPT MODULE 02
Capital Scenario Lab
Translate macroeconomic scenarios into portfolio, loss and capital impacts.
Configured to your use caseCONCEPT MODULE 03
Regulatory Evidence Copilot
Structure requirements, findings, evidence and remediation into an auditable trail.
Configured to your use caseWhy RJGR
“Quantitative depth. Regulatory judgement. Communication that moves decisions forward.”
6 yearsConsulting and banking experience
3 regionsUK, Africa and Middle East exposure
End-to-endModels, validation and implementation
Founded by Tafadzwa “RJ” Mheuka — a quantitative risk expert and data scientist combining Basel, financial risk, data analysis and AI-driven solutions.
Start a conversation
What risk decision are you trying to make?
Share the challenge, the decision deadline and what a successful outcome looks like. We will tell you candidly where we can add value.
juniormheuka@gmail.com ↗Telephone and company LinkedIn can be added later.